WooCommerce 2.1 includes a standardised credit card form which payment gateway plugins can now utilise for a consistent UI.

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Using the jQuery Payment script (built by Stripe) inputs are formatted as you type which also helps prevent user error.

This functionality is aimed at direct gateways where the credit card form is shown on the checkout – it shouldn’t be needed for any others. Here’s how to support it.

1. Declare support

In your main gateway class, you’ll first need to add the supports variable and ensure that contains default_credit_card_form. By default, supports is an array containing only ‘products’, so you can append it:

$this->supports[] = 'default_credit_card_form';

2. Modify your payment_fields method

If you don’t have a ‘payment_fields’ method you can ignore this step, but if you had a credit card form previously you most likely will.

Remove the method to let core handle the output of the form, or if you really need the method, output the form manually using:


That will output the new-style form in the payment area on the checkout.

3. Modify your form handler

Next you’ll need to ensure your gateway is looking for the correct post data, as the field names may have changed. By default, the credit card form will post the following fields:

  1. GATEWAYID-card-number
  2. GATEWAYID-card-cvc
  3. GATEWAYID-card-expiry

You’ll want to format these values as necessary, for example you may want to remove spaces and dashes from the credit card number, or reformat the expiry from the default ‘MM/YY’ format to something your gateway requires.

Need something custom?

If you need a more custom form, but still want to use our scripts and styles, you have two options:

1. Use the credit_card_form() method

credit_card_form() takes two arguments – $args and $fields.

$args only consists of fields_have_names in 2.1, so if you passed in:

$args = array( 'fields_have_names' => false )

This would result in the credit card form fields having no ‘names’ thus preventing them from being posted. This is useful for gateways like Stripe where the values are not posted, and are instead tokenised via another script.

$fields lets you pass in your own fields to change the default ones. You should look at the inline documentation for notes on the usage of this.

2. Use the filters and actions

  • woocommerce_credit_card_form_args – filters the args array letting you change fields_have_names
  • woocommerce_credit_card_form_fields – filters the default fields should you need to change them globally
  • woocommerce_credit_card_form_start – action fired before the fields are output to the credit card form
  • woocommerce_credit_card_form_end – action fired after the fields are output to the credit card form

Ship it

That wasn’t too hard now was it🙂 Using the default credit card form should be a great time saver for gateway developers, and should ultimately improve the experience for end-users too. Win win.